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Car Insurance -
Features & Benefits

Overview | Comprehensive | 3rd Party | 3rd Party Fire & Theft

Comprehensive Insurance

At Maxxia we believe good drivers like you shouldn’t have to pay high premiums to subsidise the risky ones.  Because of our sophisticated underwriting we can reward good drivers with low premiums and loads of benefits.

Maxxia Comprehensive Car Insurance provides cover for your car as well as any damage you may cause to other peoples property.. In choosing Maxxia Insurance you’ll get all of the benefits and none of the hassle and all at a very competitive price.

Our Comprehensive Insurance comes packed with standard features and flexible options designed to provide you with peace of mind.

Our Standard Policy Benefits Include:

  • Low premiums
  • No forms to fill in ever
  • Annual or monthly repayments
  • Agreed Value or Market Value
  • New car replacement if the car is less than 12 months old
  • Maximum No Claim Discount Protection
  • Windscreen Excess Reduction
  • Restricted Driver Discounts
  • Variable Excess to Reduce Premium
  • Over the Phone Claims
  • Accident Hire Car Benefit

Please see the Product Disclosure Statements for full terms and conditions.
 

Flexible Options

At Maxxia Insurance we understand your needs, which is why we’ve provided a range of flexible options which allow you to adjust your cover and your premium.

Variable Excess to Reduce Premium
With Maxxia’s variable excess function you can increase the excess you pay in the event of a car insurance claim to reduce your insurance premium. The decision is all yours. All you need to do is use the Policy Excess drop down box at the end of the online quote  or ask the Maxxia representative about the variable excess options.

Restricted Driver Discounts
Maxxia lets you restrict the youngest drivers age to 21, 25, 30 or 40 years of age. If you choose to do this it will help to reduce your premium.

Agreed Value or Market Value
You can choose to insure your car for either its current market value or for an alternative amount agreed on by both of us.

Maximum No Claims Discount Protection
Maximum No Claims Discount Protection entitles you to make 1 claim during your current insurance period or 2 claims in a three-year period without affecting your Maximum No Claim Discount (Rating 1)

Windscreen Excess Reduction
Choose to reduce your windscreen excess by paying an additional premium

Accident Hire Car Benefit
Our Accident Hire Car Benefit option helps reduce the inconvenience of not having a vehicle when yours is off the road for repairs following an accident. This optional benefit can be purchased and added to your policy to provide a compact class vehicle for up to 14 days while yours is being repaired.
 

Disclaimer Insurance is offered by Maxxia Pty Ltd (ABN 39 082 449 036; AR No 278683) (Maxxia) as an Authorised Representative of A&G Insurance Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) (AGIS). AGIS arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571) (A&G), a related company. Maxxia receives a commission which is a percentage of your premium. For further details see our Financial Services Guide (FSG). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy insurance.     Click here to view a copy of the PDS and FSG. Not available in NT. Home & Contents insurance not available in NT, Northern QLD, and Northern WA. Terms and conditions apply. Subject to rating & underwriting criteria.