Car Insurance -
Features & Benefits
Overview | Comprehensive | 3rd Party | 3rd Party Fire & Theft
Overview
At Maxxia we believe good drivers like you shouldn’t have to pay high premiums to subsidise the risky ones. Because of our sophisticated underwriting we can reward good drivers with low premiums and loads of benefits.
Benefits
|
Benefits
|
Gold Comprehensive
|
3rd Party
|
3rd Party Fire & Theft
|
| Online Purchase Discount | 10% | No | No |
|
New Car Replacement
|
First 24 months / 40,000 km
|
No
|
No
|
|
Emergency transport and overnight accommodation
|
Emergency transport and overnight accommodation
|
No | No |
|
Annual or monthly payments
|
Yes
|
Yes
|
Yes
|
|
$1,000 cover (limit 14 days) for hire vehicle following theft.
|
Yes
|
No
|
Yes
|
|
Lifetime guarantee on repairs for as long as you own the car.
|
Yes
|
Yes
|
Yes
|
|
Personal effects
|
$500
|
No
|
No
|
|
Damage to a caravan or trailer belonging to you in the event of a collision
|
$1,000
|
No
|
No
|
|
No excess to pay when third party is identified and at fault
|
Yes
|
No
|
No
|
|
Security device discount (approved system)
|
Yes
|
No
|
Yes
|
|
No Claim Discount preserved when third party is identified and at fault
|
Yes
|
No
|
No
|
| Damage to or theft of child seats/baby capsule in your car | $500 | No | No |
|
$3,000 cover for Uninsured Motorists Extension
|
N/A
|
Yes
|
Yes
|
| Debris Removal to $500 | Yes | No | No |
| $5,000 death benefit | Yes | No | No |
| $1,000 cover for replacement keys/remote | Yes | No | No |
|
After-hours claims helpline
|
Yes
|
Yes
|
Yes
|
Flexible benefits
Maxxia also provides you with the choice of flexible benefits so you can customise your insurance to meet your own needs and maximise the savings.
|
Optional Benefits
|
Comprehensive
|
3rd Party
|
3rd Party Fire & Theft
|
|
Agreed Value or Market Value
|
Yes
|
No
|
No
|
|
Variable excess to reduce premium
|
Yes
|
No
|
No
|
|
Restricted driver discounts
|
Yes
|
Yes
|
Yes
|
|
No Claim Discount protection
|
Yes
|
No
|
No
|
|
Windscreen excess reduction
|
Yes
|
No
|
No
|
|
Accident Hire Car Benefit
|
Yes
|
No
|
No
|
This is a brief summary only. Terms & Conditions apply. Full Details are contained in the policy document. Please read our Car Insurance Product Disclosure Statements for full terms and conditions.
