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FAQs

Will I lose my Rating 1 if I have a car accident?

Because we want you to receive real value insurance we offer you the opportunity to protect your Rating 1 discount by selecting our No Claim Discount protection option.  This allows you one car insurance claim during each period of insurance, or up to two claims in three years without affecting your Rating 1.

As an added bonus, if you have No Claim Discount protection with us for two consecutive claim free years, we will provide you with a Rating 1 for life.  This means your premium discount will remain at the maximum regardless of the number of claims you make, so long as you continue to have No Claim Discount protection. 


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Disclaimer Insurance is offered by Maxxia Pty Ltd (ABN 39 082 449 036; AR No 278683) (Maxxia) as an Authorised Representative of A&G Insurance Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) (AGIS). AGIS arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571) (A&G), a related company. Maxxia receives a commission which is a percentage of your premium. For further details see our Financial Services Guide (FSG). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy insurance.     Click here to view a copy of the PDS and FSG. Not available in NT. Home & Contents insurance not available in NT, Northern QLD, and Northern WA. Terms and conditions apply. Subject to rating & underwriting criteria.