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FAQs

What is a No Claim Discount?

Simply, it is a discount on your car insurance premium.  Your No Claim Discount is calculated on the number of years you have been driving and whether you have previously made any claims. 

The best part is that as you increase your number of claim free years, your discount also increases until it reaches a maximum discount, also known as a ‘Rating 1’.


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Disclaimer Insurance is offered by Maxxia Pty Ltd (ABN 39 082 449 036; AR No 278683) (Maxxia) as an Authorised Representative of A&G Insurance Services Pty Ltd (ABN 61 003 617 909; AFSL 241411) (AGIS). AGIS arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571) (A&G), a related company. Maxxia receives a commission which is a percentage of your premium. For further details see our Financial Services Guide (FSG). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement (PDS) before making a decision to buy insurance.     Click here to view a copy of the PDS and FSG. Not available in NT. Home & Contents insurance not available in NT, Northern QLD, and Northern WA. Terms and conditions apply. Subject to rating & underwriting criteria.